active) and which are not (passive). Use it to tell customers up front which bank cards work right now.passive when its approval rate in the period is below the threshold (5% by default). A bank with too few attempts in the period (fewer than 5 by default) or none at all is always active. Maxpay may also set a bank active or passive manually, or leave a bank out of the list altogether (it is then missing from banks and from the summary counts).approval_rate is a percentage and is null when the bank had no deposits in the period. card_types lists every scheme the bank was seen with in the last 30 days; a scheme without deposits in the period comes with approval_rate 0 and attempts 0.curl --location '/api/v2/banks/card-status' \
--header 'x-api-key: {{api_key}}' \
--header 'x-secret-key: {{secret_key}}' \
--header 'Accept: application/json'{
"success": true,
"message": null,
"data": {
"generated_at": "2026-10-16T14:00:00+03:00",
"next_update_at": "2026-10-16T15:00:00+03:00",
"summary": {
"active": 26,
"passive": 2
},
"banks": [
{
"bank": "QNB Finansbank",
"status": "passive",
"approval_rate": 3.1,
"attempts": 32,
"approved": 1,
"declined": 31,
"card_types": [
{
"type": "MASTERCARD",
"approval_rate": 3.1,
"attempts": 32
}
]
},
{
"bank": "Türkiye İş Bankası",
"status": "active",
"approval_rate": 61.4,
"attempts": 86,
"approved": 53,
"declined": 33,
"card_types": [
{
"type": "VISA",
"approval_rate": 64.0,
"attempts": 50
},
{
"type": "MASTERCARD",
"approval_rate": 58.3,
"attempts": 36
}
]
},
{
"bank": "Akbank",
"status": "active",
"approval_rate": 27.9,
"attempts": 61,
"approved": 17,
"declined": 44,
"card_types": [
{
"type": "VISA",
"approval_rate": 27.9,
"attempts": 61
},
{
"type": "MASTERCARD",
"approval_rate": 0,
"attempts": 0
}
]
},
{
"bank": "Ziraat Bankası",
"status": "active",
"approval_rate": null,
"attempts": 0,
"approved": 0,
"declined": 0,
"card_types": [
{
"type": "VISA",
"approval_rate": 0,
"attempts": 0
}
]
}
]
},
"code": 200
}